Just 20 miles outside of the city of Minneapolis, there is a great place to live and work: the city of Andover, Minnesota. Andover is a lovely residential community. Andover’s population is about 30,000, and has numerous parks, trails and other outdoor facilities. Andover can be found in the heart of Anoka County. Andover has great schools, both public and private. The January 2011 edition of the Andover newsletter even lists ice skating rinks and sliding hills, some complete with warming houses!
There are a number of ways to find “real” houses in Andover. Andover has some new construction, and some houses in foreclosure, but perhaps one of the best ways to find a home in Andover is to look at houses available through a short sale. Call 763-607-1415 begin_of_the_skype_highlighting 763-607-1415 end_of_the_skype_highlighting begin_of_the_skype_highlighting 763-607-1415 end_of_the_skype_highlighting to find out about different home purchase options in Andover, or learn more about Andover home sales at MinnesotaShortSale.net.
A short sale differs from a regular home purchase, and from a foreclosure. Because of this, it is advisable to find a real estate professional very familiar with short sales and foreclosures, who can provide expertise on the differences between short sales and foreclosures, for both buyers and sellers. The short sale experts in Andover (763.607.1415) can lead sellers in hardship situations through the short sale process and provide guidance on avoiding foreclosure, and can also ensure that a buyer interested in purchasing a home through a short sale has everything prepared for a smooth sale.
Buyers considering purchasing a home through a short sale or foreclosure should realize that a short sale involves the seller, the lender and the buyer, and it is important that the potential buyer’s paperwork, etc. is properly prepared so as to be attractive to the lender. This is because it is the lender who will make the decision as to whether a short sale of a property should be allowed. The lender is the one with the most to lose: by agreeing to a short sale, they are agreeing to accept a mortgage payoff amount that is less than what is actually owed on the loan.
For sellers looking to sell their home through a short sale, and avoid foreclosure, an expert short sale agent is the way to go also. Generally, a short sale will look a lot better on a credit report than would a foreclosure, so having an agent familiar with foreclosure and short sales is key. Compared to foreclosure, short sales often take less time. Foreclosures can be a lot more stressful, but there are still requirements that must be met for a short sale. Have one of our expert short sale agents to guide you on how to avoid foreclosure. Call us at 763.607.1415.
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